Perguntas Frequentes
Early retirement generates questions. Many questions. We understand. That's why we've gathered here the direct answers you need. No beating around the bush. No complicated financial jargon. Just useful information.
Simple. You schedule a conversation. We analyze your situation — income, expenses, assets, everything. Then we put together a realistic plan with dates, numbers, possibilities. No magic promises. You receive a detailed document that shows exactly how to get there. Done. No mystery.
It varies depending on complexity. A simple plan costs less. A more complicated case costs more. We work with fixed packages — you know the price before we start. No surprises later. And we offer payment plans to make it accessible. Consult directly by phone or email.
Between 15 and 21 days, usually. It depends on how quickly you can gather documents. We don't drag things out. You need answers? We deliver in two weeks, maximum. If it's something urgent, we'll let you know the exact date during the first contact.
No. And be suspicious of anyone who promises that. What we guarantee is that the plan is well done, realistic, based on real data from your life. If you do what we agreed on, the chances are high. But the market, health, circumstances — we don't control any of that. We're honest about it.
Yes. We work by phone, email and videoconference. You live in Alentejo, Madeira, Porto — it doesn't matter. We serve you. Our office is in Aveiro, but distance isn't a problem. We schedule a video call and get to work.
Call 500 606 008 or email info@harvestretirementgroup.pt. Leave your name, phone number and a quick description of your situation. We'll get back to you within 24 hours with availability. First contact is relaxed — we just chat to get to know you and see if we can do good work together.
It depends. If your investments make sense for the plan, we keep them as they're. If they need adjustment — change allocation, diversify, reduce risk — then we suggest changes. You decide. We don't touch anything without your approval. And we explain each move before we make it.
There's no minimum amount. We work with people earning 1500 euros a month and with people in different situations. What matters is that you're committed to the plan. Saving consistently is the key. Low income? That's fine. We adjust and find the way.